Looking to save money? Why bother with your courier insurance?

Why bother with courier insurance? Really, with bother with it all – even if you are a safe driver and have never had an accident.

With end users driving down the costs of their transport services some couriers are looking at ways of cutting their overheads. Insurance is one area where they think they can make savings.

Lowering the premiums by lowering the the amount they insure.
Instead of a courier carrying £50,000 worth of goods in transit cover, many are lowering their costs by slashing it to £10,000 worth of goods in transit cover instead. As a customer it’s essential you check how much cover you have and as a courier you should be responsible and ethical and let your customers know of any downgrading in the insurances that you have.

Not declaring accidents
There will always be some that don’t declare accidents regardless of what the financial climate is like. It is thought by some, that not declaring any accidents will keep their premiums low and thus their customers happy. These things have a way of coming back and biting you when you least expect it. We recently heard of a courier owner driver being hauled into court for reckless driving, the first account of the incident the police and insurer heard were the alleged victim’s. Honesty would have paid off 10 fold in this case, instead it’s costing lawyers fee’s and increased their premiums anyway.

Not having any insurance at all.
Yes you did read right, there are some couriers finding their jobs are so infrequent and their income is so low, that insurance is a financial liability to them. Never mind that it’s illegal, there are some that are just cutting back wherever they can to save us much money as they can. This is another false economy.

As a courier you shouldn’t put yourself in a vulnerable position and drive illegally – it’s your livelihood you are losing and a criminal record you are close to gaining.

Work safe, secure and legally.

Sarah

Why zero tolerance on drink driving will never happen

Over the weekend it has been announced there will be an amendment to the amount of alcohol you can consume and legally drive. Every time something like this comes up, there are calls for scrapping a legal limit and having zero tolerance. Zero tolerance meaning no alcohol in your bloodstream at all.

If you are a self employed courier or you drive for a living in a self employed capacity, every day you are on the road is a day you are earning money.

Red Bull GmbH
Image via Wikipedia

So what happens if the law is passed that if you have any alcohol in your bloodstream, you automatically get a years ban?

If you are ill and you take cough medicine, one of the ingredients is alcohol along with mouthwash, toothpaste and other everyday products such as Krispy Kreme Donuts, Dunkin Donuts, Red Bull, Ritz Crackers, Butterfingers, 7up, Dr. Pepper, Lucozade and Ribena soft drink, Rubicon Fruit Drink, Ice Cream products and some Vanilla essences.

It’s pretty hard to avoid and you could be driving under the influence without even realising it. Some products are by products of alcohol or it’s used in the process of making the product, not enough to be listed as an ingredient but if you add in the mouth wash and cough medicine you are over the limit and without your livelihood without knowing.

How long before it becomes a legal defense for someone speeding and over the limit -”no I haven’t been drinking officer but I have just had a Red Bull and Krispy Kreme…”

It’s not just food and drink products, or oral products. If you look in your kitchen or bathroom you will see you are surrounded by alcohol based products – facial toners, cleaning products, shower gels, shampoo, bubble baths. Can it be proved you don’t absorb even trace amounts?

Of course the cost of breathalysing will go up, and so will the amount of false positives. The amount of alcohol on your breath being enough to trigger a breathalyser to say you are over the limit, when followed by blood tests that show negative. Increased costs involved here will increase costs elsewhere as usual.

Ask any practicing Muslim or recovering alcoholic what lengths they have to go to to find products without alcohol in them and you see it’s like trying to find a needle in a haystack.

Reduce the limit by all means, driving under the influence of alcohol isn’t something to be proud of, and we do not condone drinking and driving but to reduce the limit to zero? That’s foolhardy and there will be no one left on the roads to deliver your goods, especially in cold and flu season.

Sarah

Article Sources: Sunni Forum

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Green wash in courier businesses

You may be thinking that it’s good to be green and it is. Any colour you like so long as it’s green would Henry Ford’s new mantra. In fact, it’s the mantra of many courier companies these days. From pale green to dark green, environmental awareness is essential in all businesses let alone a courier or transport business.

But it has to be done properly.
Using LPG or Electric vehicles do not make you a greener more environmentally aware company than Joe Bloggs down the road, you see there is more to your business being greener than what fuel you use. I have had courier companies ring up and moan about not getting a green business award (we got ours in 2007, one of the first in the UK). I ask them what else they offered as evidence in the awards application… “err nothing else, I run on electric I am green, that’s enough”. Well that’s why you didn’t win. You need to be doing more.

I have recently become aware of what I call Green Wash in couriers. For example I share subcontractors with a proclaimed leading courier company, the subcontractor was moaning about having to read and sign that he understood our green policies and green driving techniques – the real green courier company whom he also worked with didn’t offer or ask for this.

Damning with faint praise…
He went on to say they have electric vehicles and he was annoyed that the electric vehicles didn’t actually complete any deliveries – they just sat there and switched on for the media and they are getting heaps of work from being green!
Well, that’s not being green and it’s not ethical. It’s a start, a step in the right direction but the lack of ethics completely negates the positive – what good are their electric vehicles if they don’t get used?

So how do you become a green courier business?
You start with the end in mind and lower everything that has carbon emissions. You start with the office and finish with the customer.
Some couriers seem to think offsetting their carbon emissions absolves them from doing anything else, which is sad in a way – their policies need to be more joined up and so does their thinking. Or they stop servicing their vehicles, highly maintained vehicles run more efficiently, but all that is forgotten when it comes down to what fuel is used.

You may like this article here, that talks about waste and other aspects of making your business greener. The biggest enemy of green is waste, the vehicle that don’t get used – waste, the packaging that doesn’t get recycled – waste, the mobile phones that are out of date and kept in a box ‘just in case’ – a waste.

When proclaiming you are green remember there is more to being green than the fuel or vehicle you use. Remember what could happen to your reputation if you are found out to be green washing. It would take more than a few well prepped press releases to get you off the hook – just ask Primark and Mark’s and Spencer.

Sarah

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The white van man – the game

New  game from Y8, they have come up with a game playing the stereotypical white van man driver.
The object of this simple game is to ram the other cars off of the road and complete the course… of course :-)

Y8 New games

What do you think? Will it catch on?

Nothing new under the sun part two: White van advertising

I was surprised to see this, this morning.

LONDON – “White Van Man” is set to become the latest ad medium with the launch of a media service offering to display posters on the backs of white vans across the UK- Source: Campaign Live

It was only last week a business was proclaiming their tech would tame white van man, tech that has been available and used for quite some time :-( . Indeed nothing new under the sun.

Upon closer examination this looks like a cracking idea, extra revenue for the owners of white vans (and as I own several, I know they are not cheap to run or maintain) as well as extra visibility for the advertiser. The downside are despite looking around the site of Posters in Transit, I can’t see what the policy on advertisers who are your direct competition. For example do couriers wish to advertise rival companies? Can you select who you promote?

What happens as a courier when you collect a job from a customer for them to see you are branded with their competitors products…

As many of us undertake ‘ad hoc’ work, we may not be able to specify our routes and journeys enough to qualify for decent paying advertisers. We will lose a days work as you can bet your life the van wrapping team only work 9-5pm Monday to Friday. Also additional work in the respect that we would have to notify our insurers that we are now carrying advertising on the vehicles.

Whilst van advertising is nothing new, this campaign does seem more prominent. It also seems suited to companies that use their own delivery vans rather than couriers. Couriers do far more miles but there are things like client confidentiality agreements, secure deliveries and high value deliveries that all require us to blend into the background – something that the advertising won’t allow us to do.

Sarah

Sarah Arrow can be contacted via sales@thecouriershop.co.uk

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