Aug
15
Uninsured drivers - new penalties
Filed Under General
From Monday18th August, if you are drive uninsured and kill someone, you face tougher penalties.
Driving while unlicensed, un-insured or disqualified could incur a maximum of two years in prison. At present, the rules allow courts to fine uninsured drivers up to £5,000. Currently they do not include custodial sentences.
The insurance companies actually have a lot to say about this “Accidents caused by uninsured drivers cost £500million a year in insurance claims and add about £30 each to the policies of law-abiding motorists” according to Direct Line and the Motor Insurers’ Bureau. The Motor Insurer’s Bureau is an organisation funded by insurance companies to compensate victims of negligent and untraced motorists.
Which gets me to thinking why people drive uninsured, is it because they are disqualified from driving? or is it because they cannot afford the premiums or is it because they cannot get insured at all? the stats show something else..
Uninsured drivers are ten times more likely than insured motorists to have a drink-driving conviction, six times more likely to drive an unsafe vehicle and four times more likely to have a conviction for driving without due care and attention.
They don’t show the reasons why people do it. More research is needed to show why the drivers drive uninsured, and if there is another way of dealing with the issue.
Sarah
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